Responsible Gaming - Mulligan Money

Important: 18+ Only

Mulligan Money is intended for adults 18 years or older (21+ in certain jurisdictions). If you are under the legal age for social betting in your area, please do not use this app.

Our Commitment to Responsible Gaming

Golf betting should enhance your round, not create stress or financial hardship. Mulligan Money is built for social, recreational betting among friends—not professional gambling. We believe in:

Transparency: Clear tracking so everyone knows exactly what's at stake
Control: You decide your bet amounts and games
Education: Providing resources to recognize problem gambling
Support: Connecting users with help when needed

What Makes Mulligan Money Different

We Don't Handle Money

Mulligan Money never processes, holds, or transmits money. All settlements happen privately between players through external payment apps.

Not a Gambling Service

We're a scorecard and calculator, not a bookmaker. We don't facilitate gambling, take commissions, or offer odds.

No Predatory Features

No push notifications urging you to bet. No "double or nothing" prompts. No credit systems or lending.

Your Control

You set bet amounts. You choose your games. You decide when to play. Full control is always in your hands.

Guidelines for Healthy Social Betting

Bet Only What You Can Afford to Lose

Never bet money you need for bills, rent, or essentials. Social betting should be with "fun money" only.

Set Personal Limits

Decide your maximum bet per hole, per round, or per month before you play. Stick to your limits regardless of outcomes.

Don't Chase Losses

Had a bad round? Don't double your bets next time to "win it back." Accept losses as the cost of entertainment.

Keep It Social, Not Competitive

The goal is fun, not profit. If betting is causing stress, tension, or damaging friendships, it's time to take a break.

Pay Your Debts Promptly

Settle bets quickly and honorably. If you can't afford to pay, the bet was too high.

Take Regular Breaks

Golf without betting is still fun! Play some rounds without any wagers to keep perspective.

Recognizing Problem Gambling

While Mulligan Money is designed for casual social betting, we recognize that gambling problems can affect anyone. Answer these questions honestly:

Have you lied to friends or family about your betting?

Do you bet more than you initially planned?

Have you borrowed money to cover betting losses?

Do you feel anxious or irritable when trying to cut down on betting?

Have betting losses affected your work, relationships, or mental health?

Do you bet to escape problems or relieve negative feelings?

If you answered "yes" to two or more questions, please reach out to one of the resources below.

Get Help Now

If you or someone you know has a gambling problem, help is available 24/7. These services are free and confidential:

National Council on Problem Gambling

1-800-522-4700

Text: 1-800-522-4700

ncpgambling.org

24/7 confidential helpline for problem gamblers and their families

Gamblers Anonymous

gamblersanonymous.org

Fellowship of people who share experiences and support recovery from gambling addiction

Find local meetings and online support groups

SAMHSA National Helpline

1-800-662-4357

Substance Abuse and Mental Health Services Administration. Free, confidential support for mental health and substance use disorders (including gambling).

Crisis Text Line

Text HOME to 741741

Free 24/7 support via text message. Trained crisis counselors available for any crisis.

Self-Exclusion

If you need to take a break from betting, you can:

Delete your account: Go to Settings → Account → Delete Account. This is permanent and irreversible.
Uninstall the app: Remove Mulligan Money from your device to eliminate easy access.
Block payment apps: Delete or restrict access to Venmo, Cash App, and Zelle to prevent settlements.
Tell your friends: Let your playing partners know you're taking a break from betting.

If you self-exclude and later wish to return, we recommend waiting at least 90 days and ensuring you've addressed any underlying issues with professional help.

For Friends and Family

Concerned about someone's betting behavior? Here's how you can help:

Have an honest, non-judgmental conversation
Avoid lending money or covering their debts (this enables the problem)
Encourage them to seek professional help
Attend Gam-Anon meetings (support group for families of problem gamblers)
Take care of your own mental health—supporting someone with addiction is difficult

Gam-Anon: gam-anon.org

Legal Disclaimer

Mulligan Money is not a substitute for professional gambling addiction treatment. If you have a gambling problem, please consult a licensed therapist or counselor who specializes in gambling disorders.

Social betting laws vary by jurisdiction. You are responsible for ensuring your use of Mulligan Money complies with local laws. For more information, see our Terms of Service.

Need to Talk?

If you have concerns about your betting or need to discuss responsible gaming features, our support team is here to help:

Email: support@mulliganmoney.app

Contact Form: mulliganmoney.app/contact

For immediate crisis support, please contact the National Council on Problem Gambling at 1-800-522-4700

Remember: Betting should add fun to your golf game, never stress.

When the fun stops, stop.